Privacy Policy

The personal information we collect depends on how you interact with Free Money Meister and the Services you use.

Information You Provide to Us

We may collect personal information that you provide directly to us, including:

• contact information, such as your name, email address, telephone number, and mailing address;
• account information, such as your username, login credentials, account preferences, and other information associated with your account;
• educational and course-related information, such as enrollment information, course participation, progress, responses, or other information you provide while using our educational Services;
• transaction and billing information associated with purchases or payments;
• communications and support information when you contact us, submit an inquiry, request support, provide feedback, or otherwise communicate with us;
• information you provide when participating in surveys, promotions, testimonials, or other activities; and
• other information you choose to provide through the Services.

Payment Information

When you make a purchase, payment information may be collected and processed by our third-party payment processor. Free Money Meister may receive information relating to the transaction, such as payment status, transaction identifiers, and billing information. Payment card information is handled in accordance with the practices of the applicable payment processor.

Information Collected Automatically

When you access or use our Services, we and our service providers may automatically collect certain information about your device and use of the Services, including:

• IP address;
• browser type and settings;
• device type and operating system;
• referring and exit pages;
• dates and times of access;
• pages, features, or content viewed;
• interactions with the Services; and
• diagnostic, performance, and security information.

We may collect this information through cookies and similar technologies. For more information about our use of these technologies and the choices available to you, please review our Cookie Policy.

Information We Receive From Other Sources

We may receive personal information from third parties where permitted by law, including service providers, business partners, organizations that provide access to the Services on behalf of users, and other parties with whom you choose to interact in connection with the Services.

The information we receive depends on the nature of the relationship and may include contact information, account or enrollment information, transaction information, or other information necessary to provide or administer the Services.

If you interact with Free Money Meister through a third-party social media platform, we may receive information about your interaction with us and information that you make available through that platform, such as your name, username, profile information, messages, comments, or other communications. The information available to us depends on the platform, your privacy settings, and how you interact with us. Your use of third-party social media platforms is also subject to the privacy practices and terms of those platforms.

We may use personal information for the following purposes:

• Provide and administer the Services. To create and manage accounts, provide educational products and services, process enrollments, maintain user accounts, and provide requested features and functionality.
• Process transactions. To process purchases, payments, refunds, and other transactions associated with the Services.
• Communicate with you. To respond to inquiries, provide customer support, send administrative or service-related communications, and provide information relating to your account or use of the Services.
• Improve and develop the Services. To understand how the Services are used, evaluate performance, troubleshoot issues, conduct research and analytics, and develop or improve our products, content, and services.
• Marketing and communications. To send marketing or promotional communications where permitted by applicable law and consistent with your communication preferences.
• Advertising and measurement. Where permitted by applicable law, to measure the effectiveness of our marketing and advertising and provide or support relevant advertising.
• Security and fraud prevention. To protect the security and integrity of our Services, accounts, users, and business; detect and prevent fraud, misuse, or other potentially unlawful activity; and enforce our policies and agreements.
• Legal and compliance purposes. To comply with applicable laws, regulations, legal processes, and governmental requests and to establish, exercise, or defend legal claims.
• Business operations. To operate, administer, evaluate, and improve our business and support transactions involving our business or assets.

We may also use personal information for other purposes that we disclose at the time the information is collected or with your consent where required by applicable law.

Where the laws of the European Economic Area (“EEA”), United Kingdom (“UK”), or other jurisdictions require us to identify a legal basis for processing personal information, we may rely on one or more of the following bases, as applicable:

• Performance of a contract. We may process personal information when necessary to provide the Services you request or to take steps at your request before entering into a contract.
• Legitimate interests. We may process personal information where necessary for our legitimate business interests, such as operating and improving the Services, communicating with users, maintaining security, preventing fraud, and administering our business, provided that those interests are not overridden by your rights and interests.
• Consent. We may process personal information based on your consent where consent is required or appropriate. Where processing is based on consent, you may withdraw your consent at any time, subject to applicable law.
• Legal obligations. We may process personal information when necessary to comply with applicable legal or regulatory obligations.
• Protection of rights and interests. Where permitted by applicable law, we may process personal information when necessary to protect the rights, safety, and interests of Free Money Meister, our users, or others.

We may disclose personal information to the following categories of recipients as necessary for the purposes described in this Privacy Policy:

• Service Providers. We may disclose personal information to vendors, contractors, and other service providers that perform services on our behalf, such as website and platform hosting, payment processing, analytics, communications, customer support, security, and other business operations.
• Business Partners and Organizations. We may disclose personal information to business partners or organizations involved in providing, sponsoring, administering, or facilitating access to the Services, where appropriate and consistent with applicable law.
• Advertising and Analytics Providers. Where permitted by applicable law and subject to applicable consent or opt-out requirements, we may disclose or make available certain information to providers that help us analyze use of the Services, measure marketing effectiveness, or support advertising.
• Legal and Regulatory Authorities. We may disclose personal information where we believe disclosure is necessary or appropriate to comply with applicable law, regulation, legal process, or governmental request, or to protect the rights, property, safety, or security of Free Money Meister, our users, or others.
• Business Transactions. We may disclose or transfer personal information in connection with an actual or proposed merger, acquisition, financing, reorganization, sale of assets, bankruptcy, or other business transaction involving all or part of our business.
• With Your Direction or Consent. We may disclose personal information to other parties when you direct us to do so or provide your consent, where required.

We may also disclose aggregated or de-identified information where permitted by applicable law.

We retain personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, including to provide the Services, maintain appropriate business and transaction records, comply with our legal and regulatory obligations, resolve disputes, enforce our agreements, and protect our legitimate business interests.

The length of time we retain personal information may vary depending on the type of information, the purpose for which it is processed, our legal or contractual obligations, and other relevant circumstances.

When personal information is no longer reasonably necessary for the purposes for which it was collected or otherwise required to be retained, we may delete, anonymize, or otherwise dispose of it in accordance with applicable law and our applicable retention practices.

Free Money Meister is based in the United States, and personal information may be processed in the United States and other countries where we or our service providers operate. These countries may have data protection laws that differ from those in the country where you reside.

Where required by applicable law, we use appropriate safeguards for transfers of personal information across borders. For transfers of personal information from the European Economic Area (“EEA”), United Kingdom (“UK”), or Switzerland, these safeguards may include applicable adequacy decisions, standard contractual clauses approved by the European Commission, the UK International Data Transfer Addendum or other transfer mechanisms recognized under applicable data protection law.

Where applicable, additional information regarding the safeguards used for an international transfer may be available upon request by contacting us using the information provided in the “Contact Us” section below.

Our Services may be used by students or other participants, including in connection with educational programs provided, sponsored, or administered by parents, guardians, schools, coaches, organizations, or other customers.

We do not knowingly collect personal information directly from children under 13 except as permitted by applicable law and, where required, with appropriate authorization or verifiable parental consent.

If we learn that we have collected personal information from a child in a manner that does not comply with applicable law, we will take appropriate steps to delete the information or otherwise address the collection as required by law.

Parents or guardians who believe that we may have collected personal information from a child under 13 may contact us at info@freemoneymeister.com.

Depending on where you live and applicable law, you may have certain rights regarding your personal information. These may include the right to:

• request access to personal information we maintain about you;
• request correction of inaccurate or incomplete personal information;
• request deletion of your personal information;
• request restriction of certain processing of your personal information;
• object to certain processing of your personal information;
• request portability of certain personal information;
• withdraw consent where we rely on your consent to process personal information; and
• exercise other privacy rights available under applicable law.

These rights are not absolute and may be subject to exceptions or limitations under applicable law.

To exercise an applicable privacy right, please contact us at info@freemoneymeister.com. We may take reasonable steps to verify your identity or authority to make a request before processing the request. We will respond to requests in accordance with applicable law.

Where permitted by applicable law, you may also designate an authorized agent to submit a request on your behalf. We may require appropriate verification of the agent's authority.

Marketing Communications

You may opt out of receiving marketing emails from us at any time by using the unsubscribe link included in our marketing emails or by contacting us. Even if you opt out of marketing communications, we may continue to send non-marketing communications, such as account, transactional, security, or service-related messages.

EEA and UK Residents

If you are located in the EEA or UK, applicable data protection law may provide additional rights concerning our processing of your personal information. You may also have the right to lodge a complaint with the data protection authority responsible for your place of residence, place of work, or the location of an alleged infringement.

Nothing in this Privacy Policy limits any rights available to you under applicable data protection law.

We maintain reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, acquisition, loss, misuse, alteration, or disclosure.

However, no method of transmission over the Internet or method of electronic storage is completely secure. Accordingly, we cannot guarantee the absolute security of personal information.

We and our service providers may use cookies, pixels, web beacons, and similar technologies to operate the Services, remember preferences, understand how the Services are used, measure performance, and, where permitted, support advertising and marketing.

Some of these technologies may be necessary for the Services to function, while others may be subject to your consent or privacy choices depending on applicable law.

You may be able to manage certain cookies and similar technologies through our Cookie Consent Manager or through your browser settings.

For additional information about the technologies we use and the choices available to you, please review our Cookie Policy.

Residents of certain U.S. states may have additional rights regarding their personal information under applicable state privacy laws. Depending on your state of residence and the law applicable to Free Money Meister, these rights may include the right to:

• confirm whether we process your personal information and request access to that information;
• request correction of inaccurate personal information;
• request deletion of personal information;
• obtain a copy of certain personal information in a portable format;
• opt out of certain processing for targeted advertising, the sale or sharing of personal information, or certain forms of profiling, where applicable;
• limit certain uses or disclosures of sensitive personal information, where applicable; and
• appeal a decision we make regarding a privacy request, where applicable.

You may exercise applicable privacy rights by contacting us at info@freemoneymeister.com or through another privacy-request method we make available.

We may take reasonable steps to verify your identity before processing certain requests. Where permitted by applicable law, you may designate an authorized agent to submit a request on your behalf, subject to applicable verification requirements.

We will not discriminate against you for exercising privacy rights provided by applicable law.

California Residents

If the California Consumer Privacy Act, as amended (“CCPA”), applies to our processing of your personal information, California residents may have additional rights concerning their personal information, including rights to know, access, correct, or delete certain personal information and rights concerning certain sales, sharing, or uses and disclosures of personal information, subject to applicable exceptions and limitations.

The categories of personal information we collect, the purposes for which we use it, and the categories of recipients to whom we disclose it are described in the sections above.

Where required by applicable law, we will provide methods for exercising applicable opt-out rights and will process legally recognized opt-out preference signals as required by applicable law.

Some browsers and devices offer “Do Not Track” (“DNT”) settings. Because there is not a universally accepted standard for how websites should respond to DNT signals, we do not currently respond to DNT signals unless otherwise required by applicable law.

Certain jurisdictions may require businesses to recognize legally valid opt-out preference signals or similar mechanisms. Where applicable law requires us to recognize such a signal, we will process it in accordance with applicable law.

The Services may contain links to or integrations with websites, applications, platforms, or services operated by third parties. Free Money Meister does not control the privacy practices of these third parties, and this Privacy Policy does not apply to personal information that they collect or process independently.

We encourage you to review the privacy policies and terms of any third-party websites or services that you use.

We may update this Privacy Policy from time to time to reflect changes in our practices, Services, legal requirements, or other circumstances.

When we update this Privacy Policy, we will revise the “Last Updated” date at the top of the Policy. Where required by applicable law, we may provide additional notice regarding material changes or obtain consent before applying certain changes.

If you have questions about this Privacy Policy, our privacy practices, or your privacy rights, you may contact us at:

FREE MONEY MAVEN LLC d/b/a Free Money Meister

Email:info@freemoneymeister.com
Phone: +1 (443) 384-0818
Mailing Address: 1123 State Route 3 North #234 Gambrills, MD 21054