Cookie policy


This Cookie Policy explains how FREE MONEY MAVEN LLC ("Company", "we", "us", and "our") (doing business as Free Money Meister) uses cookies and similar technologies to recognize you and distinguish you from other users when you visit our websites at https://freemoneymeister.com, ("Websites"). It explains what these technologies are and why we use them, as well as your rights to control our use of them. By using Cookies, we are able to provide you with a better experience and to improve Our Site by better understanding how you use it. Please read this Cookie Policy carefully and ensure that you understand it. Your acceptance of Our Cookie Policy is deemed to occur when you press the “accept” button on Our Cookie banner or when you have selected your preferred Cookie options in Our Cookie manager and pressed the “Continue” button. If you do not agree to Our Cookie Policy, please stop using Our Site immediately.

In some cases, we may use cookies to collect personal information, or that becomes personal information if we combine it with other information.

1. Definitions and Interpretation

In this Cookie Policy, unless the context otherwise requires, the following expressions have the following meanings:
Cookie: means a small file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site;
Cookie Law: means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 and of EU Regulation 2016/679 General Data Protection Regulation (“GDPR”);
Personal data: means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data, as defined by EU Regulation 2016/679 General Data Protection Regulation (“GDPR”); and
We/Us/Our: means “Our Website/School/Company”, the brand owned and operated by Company name or Person.

2. Information About Us

Our Site is owned and operated by Company name or person(s).
  • Registered address: 1123 State Route 3 North #234 Gambrills, MD 21054
  • Email address: [email protected]
  • Telephone number: 443-384-0818

3. What are cookies (detailed explanation)?

    Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work or to work more efficiently, as well as to provide reporting information.

    Cookies set by the website owner (in this case, FREE MONEY MAVEN LLC) are called "first party cookies". Cookies set by parties other than the website owner are called "third-party cookies". Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., like advertising, interactive content, and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.

      4. Why do we use cookies?

      We use first and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our Websites to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Online Properties. Third parties serve cookies through our Websites for advertising, analytics, and other purposes. This is described in more detail below.

      All Cookies used by and on Our Site are used in accordance with current Cookie Law.
      The specific types of first and third-party cookies served through our Websites and the purposes they perform are described throughout this document (please note that the specific cookies served may vary depending on the specific Online Properties you visit).

      Strictly Necessary Cookies
      A Cookie falls into this category (usually first-party cookies) if it is essential to the operation of Our Site as without them, we cannot provide the functionality that you need to use this website. For example, essential cookies help remember your preferences as you navigate through the online school, also support functions such as logging in, and payment transactions.

      Functionality Cookies
      Functional Cookies allow our web site to remember choices you make, e.g., your user’s name, log in details and language preferences and any customizations you make to pages during your visit. They are necessary to provide features and services specific to individual users.

      Analytics Cookies
      It is important for Us to understand how you use Our Site, for example, how efficiently you are able to navigate around it, and what features you use. Analytics Cookies enable us to gather this information, helping Us to improve Our Site and your experience of it.

      Marketing/Targeting Cookies
      It is important for Us to know when and how often you visit Our Site, and which parts of it you have used (including which pages you have visited and which links you have visited). As with analytics Cookies, this information helps us to better understand you and, in turn, to make Our Site and advertising more relevant to your interests. Some information gathered by targeting Cookies may also be shared with third parties.

      Third Party Cookies
      Third-party Cookies are not placed by Us; instead, they are placed by third parties that provide services to Us and/or to you. Third-party Cookies may be used by advertising services to serve up tailored advertising to you on Our Site, or by third parties providing analytics services to Us (these Cookies will work in the same way as analytics Cookies described above).

      Persistent Cookies
      Any of the above types of Cookies may be a persistent Cookie. Persistent Cookies are those which remain on your computer or device for a predetermined period and are activated each time you visit Our Site.

      Session Cookies
      Any of the above types of Cookies may be a session Cookie. Session Cookies are temporary and only remain on your computer or device from the point at which you visit Our Site until you close your browser. Session Cookies are deleted when you close your browser.

      5. How can I control cookies?

      You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.
      The Cookie Consent Manager can be found in the notification banner and on our website. You may also set or amend your web browser controls to accept or refuse cookies. As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser's help menu for more information.

      In addition, most advertising networks offer you a way to opt-out of targeted advertising. If you would like to find out more information, please visit http://www.aboutads.info/choices/ or http://www.youronlinechoices.com.

      The specific types of first and third-party cookies served through our Websites and the purposes they perform are described in the table below (please note that the specific cookies served may vary depending on the specific Online Properties you visit):

      6. Essential website cookies

      These cookies are strictly necessary to provide you with services available through our Websites and to use some of its features, such as access to secure areas. Cookies on Our Site are not permanent and will expire as indicated in the table below. For more details of the personal data that We collect and use, the measures we have in place to protect personal data, your legal rights, and our legal obligations, please refer to our Privacy Policy. For more specific details of the Cookies that We use, please refer to the table below.

      The following first-party Cookies may be placed on your computer or device:

      • 6.1 The following first-party Cookies may be placed on your computer or device:
      Name of Cookie Purpose Strictly Necessary Expires
      XSRF-TOKEN Preserves User Login information and states Yes When you close your browser
      DPSettings Preserves the user's Cookie policy preferences Yes 12 days
      slim_session Preserves User Login information and states Yes 1 day
      • 6.2 The following strictly necessary third-party Cookies may be placed on your computer or device:
      Name of Cookie Provider Purpose Expires
      nsr m.stripe.network Used to process payments for our website. When you close your browser
      cookiesEnabled checkout.stripe.com Used to process payments for our website. When you close your browser
      __stripe_sid checkout.stripe.com Used to process payments for our website. When you close your browser
      __stripe_mid checkout.stripe.com Used to distinguish users. 1 year
      ab_disable_remember_ checkout.stripe.com Used to process payments for our website. 7 years
      checkout-test-session checkout.stripe.com Used to process payments for our website. 10 years
      cid checkout.stripe.com Used to process payments for our website. for ever
      vuid vimeo.com These cookies are used by Vimeo to collect analytics tracking information. 1 year
      player player.vimeo.com These cookies are used by Vimeo to collect analytics tracking information. 1 year

      Name:

      m

      Purpose:

      Determines the device used to access the website. This allows the website to be formatted accordingly.

      Provider:

      m.stripe.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      1 year 11 months 29 days

       

      Name:

      bugsnag-anonymous-id

      Purpose:

      This cookie is used to detect errors on the website - this information is sent to the website's support staff in order to optimize the visitor's experience on the website.

      Provider:

      freemoneymeister.com

      Country:

      United Kingdom

      Type:

      html_local_storage

      Expires in:

      persistent

       

       

      Name:

      _cf_bm

      Purpose:

      This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website.

      Provider:

      hubspot.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      1 day

       


      6.3 Analytics and customization cookies:
      These cookies collect information that is used either in aggregate form to help us understand how our Websites are being used or how effective our marketing campaigns are, or to help us customize our Websites for you.

      Name:

      _ga

      Purpose:

      Registers a unique ID that is used to generate statistical data on how the visitor uses the website.

      Provider:

      learnworlds.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      2 years

       

      Name:

      _gat

      Purpose:

      Used by Google Analytics to throttle request rate.

      Provider:

      learnworlds.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      1 day

       

      Name:

      _gid

      Purpose:

      Registers a unique ID that is used to generate statistical data on how the visitor uses the website.

      Provider:

      learnworlds.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      1 day

       

      Name:

      History.store

      Purpose:

      Contains a visitor ID - This is used to track visitors' navigation and interaction on the website for internal website-optimization.

      Provider:

      freemoneymeister.com

      Country:

      United States

      Type:

      html_session_storage

      Expires in:

      Session

       

       

      Name:

      __hssrc

      Purpose:

      Used to recognize the visitor's browser upon re-entry on the website

      Provider:

      freemoneymeister.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      Session

       

      Name:

      __hstc

      Purpose:

      Sets a unique ID for the session. This allows the website to obtain data on visitor behaviour for statistical purposes.

      Provider:

      freemoneymeister.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      1 year

       

      Name:

      hubspotutk

      Purpose:

      Sets a unique ID for the session. This allows the website to obtain data on visitor behaviour for statistical purposes.

      Provider:

      freemoneymeister.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      1 year

       

      Name:

      _hssc

      Purpose:

      Identifies if the cookie data needs to be updated in the visitor's browser.

      Provider:

      freemoneymeister.com

      Country:

      United States

      Type:

      http_cookie

      Expires in:

      1 day


      6.4 Advertising cookies:
      These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.

       

      Name:

      __ptq.gif

      Purpose:

      Sends data to the marketing platform Hubspot about the visitor's device and behaviour. Tracks the visitor across devices and marketing channels.

      Provider:

      hubspot.com

      Country:

      United States

      Type:

      pixel_tracker

      Expires in:

      Session

       

      Name:

      _fbp

      Purpose:

      Used by Facebook to deliver a series of advertisement products such as real-time bidding from third-party advertisers.

      Provider:

      facebook.com

      Country:

      Netherlands

      Type:

      http_cookie

      Expires in:

      3 months

       

      Name:

      tr

      Purpose:

      Used by Facebook to deliver a series of advertisement products such as real-time bidding from third-party advertisers.

      Provider:

      facebook.com

      Country:

      Netherlands

      Type:

      pixel_tracker

      Expires in:

      Session

       

       


      6.5 Unclassified cookies
      These are cookies that have not yet been categorized. We are in the process of classifying these cookies with the help of their providers.

       

      Name:

      anonymous_token

      Provider:

      freemoneymeister.com

      Country:

      United States

      Type:

      html_local_storage

      Expires in:

      Persistent

       

      Country:

      United States

      Type:

      server_cookie

      Expires in:

      2 days


      6.6 Google AdWords

       

      Name of Cookie

      Provider

      Purpose

      Expires

      ads/ga-audiences

      freemoneymeister.learnworlds.com

      Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor's online behavior across websites.

      When you close your browser


      7. Consent and Control

      • Before Cookies are placed on your computer or device, you will be shown a banner requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies unless those Cookies are strictly necessary; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow and/or deny different categories of Cookie that We use.
      • In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all Cookies or only third-party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.

       

       


      8. What about other tracking technologies, like web beacons?

      Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called "tracking pixels" or "clear gifs"). These are tiny graphics files that contain a unique identifier that enable us to recognize when someone has visited our Websites or opened an e-mail including them. This allows us, for example, to monitor the traffic patterns of users from one page within a website to another, to deliver or communicate with cookies, to understand whether you have come to the website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of e-mail marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.


      9. Do you use Flash cookies or Local Shared Objects?

      Websites may also use so-called "Flash Cookies" (also known as Local Shared Objects or "LSOs") to, among other things, collect and store information about your use of our services, fraud prevention, and for other site operations.

       

      If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the Website Storage Settings Panel. You can also control Flash Cookies by going to the Global Storage Settings Panel and following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to "information" on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).

       

      Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.


      10. Do you serve targeted advertising?

      Third parties may serve cookies on your computer or mobile device to serve advertising through our Websites. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. This can be accomplished by them using cookies or web beacons to collect information about your visits to this and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details, or other details that directly identify you unless you choose to provide these.


      11. How often will you update this Cookie Policy?

      We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Any such changes will become binding on you on your first use of Our Site after the changes have been made. Please, therefore, re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies. In the event of any conflict between the current version of this Cookie Policy and any previous version(s), the provisions current and in effect shall prevail unless it is expressly stated otherwise.

       

      The date at the top of this Cookie Policy indicates when it was last updated.


      12. Where can I get further information?

      If you have any questions about our use of cookies or other technologies, please email us at [email protected] or by post to:

       

      FREE MONEY MEISTER

      1123 MD-3, Gambrills, North #234
      Gambrills, MD 21054
      United States


      Phone:
      +1 (443) 384-0818

      For more information about privacy, data protection and our terms and conditions, please visit the following: